Chimney inspections come in three depths, and the difference between them is not quality but reach. A Level I looks at what can be seen with a light and a mirror. A Level II sends a camera up the whole flue and takes in the attic, the crawl space and the roof. A Level III opens up walls or masonry to get at something hidden. The national standard, NFPA 211, decides which one fits by what has happened to the chimney, not by how old it is or how nervous the owner feels. For a Tacoma homeowner, the practical question is simple: has anything changed since the last inspection? This guide sets out what each level covers, the events that call for the deeper ones, and a few situations that come up often around Pierce County.
Three depths of looking
NFPA 211 defines the levels, and CSIA's written procedures describe how a technician carries them out. The table sums up the reach of each one.
Whatever the level, the result should be a written report rather than a verbal all-clear. For a Level II, that means still images or video from the flue, notes on each area examined, and a plain statement of anything that should be repaired before the next fire. Keep it with the house papers: the next inspector, a buyer or an insurer may all want to see it.
| Level | What it reaches | When it fits |
|---|---|---|
| Level I | What can be reached without tools: firebox, damper, visible flue, stove and connector pipe | Yearly check of a system whose use is not changing; routine cleaning |
| Level II | Everything in Level I, plus a camera run through the flue and a look at the reachable attic, crawl space and roof areas | A sale, a new or different appliance, relining, or damage from fire, weather or an earthquake |
| Level III | Concealed areas, reached by removing components only where necessary | A serious hidden hazard suspected after a Level II |
The events that move you up a level
In NFPA's current committee text and CSIA's procedure, a Level II is called for when an appliance is added, removed or replaced with a different type, before a flue liner is relined or replaced, upon sale or transfer of the property, and after a building fire, chimney fire, weather event or seismic event that may have damaged the chimney. Outside those situations, a Level I each year meets the standard.
Seismic events are not hypothetical here. The Nisqually earthquake of 2001, magnitude 6.8, was centered deep beneath Anderson Island, and a USGS review of the aftermath found that a third of the homes FEMA later examined, 30,000 in all, had damaged chimneys. A chimney that went through a noticeable quake since its last camera inspection has a trigger on the list, even if it looks fine from the yard.
Buying or selling a house in Tacoma
Tacoma's homes are older than most in the county. Census figures for 2020 to 2024 place about 43 percent of the city's housing before 1960 and roughly 64 percent before 1980, and neighborhoods such as the North Slope count buildings from the 1880s through the 1920s. A clay-tile flue of that age can have cracks or gaps between tiles that no one can see from below.
NFPA 211 lists a sale or transfer as a Level II trigger, and CSIA recommends one when a property changes hands. That is a national standard, not a Washington legal requirement, but it is the one worth writing into an offer. Book it early in the contingency period: if the camera finds a problem, you want time to get a repair quote before the deadline.
Adding a stove or an insert
The City of Tacoma requires a building permit before any wood stove, fireplace, pellet stove or masonry heater is installed, and it asks installers to confirm that an existing masonry chimney is lined before an appliance goes into it. The state residential code likewise requires masonry chimneys to be lined. A Level II before the purchase tells you whether the existing flue can take the new unit or needs a liner first, which is a very different budget.
What an inspection runs
Our inspection is $99 plus tax per chimney, whichever level the situation calls for, and the fee is subtracted from the job once the written quote has your approval. For comparison, the market range others publish is wide. Chimcare advertises a $69 inspection in Tacoma. Nationally, Fixr lists a Level I at $85 to $950 and a Level II at $150 to $1,000, and HomeAdvisor puts a Level I at $100 to $950 and a Level II at $200 to $1,000. Those are market figures from other companies, not our quote, and several of them bundle a cleaning.
Frequently asked questions
Does Washington law require a chimney inspection when a house is sold?
No state law we know of requires one. The recommendation comes from NFPA 211 and CSIA, which list a sale or transfer of the property as a reason for a Level II. A buyer is still free to request one as part of the purchase.
Is a Level II worth it if nothing looks wrong?
When one of the triggers applies, yes. Cracked flue tiles and gaps between them are rarely visible from the firebox, and the camera pass is the only practical way to see them without taking anything apart.
Will a Level III damage my house?
A Level III removes parts of the building or chimney only where needed to reach a concealed area, and only when a Level II has pointed to a serious hidden problem. The scope should be agreed in writing first.
Do I need a new inspection when I install an insert?
Yes. Changing to a different type of appliance is a Level II trigger, and in Tacoma the installation itself needs a building permit.
Sources
- NFPA 211 (2026 cycle) — inspection levels — accessed September 24, 2026
- CSIA — Level 2 inspection procedure — accessed September 24, 2026
- PNSN — 2001 Nisqually Earthquake — accessed September 24, 2026
- USGS Open-File Report 03-211 — Nisqually quake — accessed September 24, 2026
- Census Reporter — ACS 2024 year built, Pierce places — accessed September 24, 2026
- North Slope Historic District — accessed September 24, 2026
- City of Tacoma — Woodstoves and Fireplaces — accessed September 24, 2026
- UpCodes — WA Residential Code 2021, Chapter 10 — accessed September 24, 2026
- Chimcare — Chimney Sweep Tacoma, WA — accessed September 24, 2026
- Fixr — Chimney Inspection Cost — accessed September 24, 2026
- HomeAdvisor — Chimney Inspection Cost — accessed September 24, 2026
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